Grantmakers › Maryland

Enterprise Community Loan Fund Inc

Columbia, MD · EIN 52-0192004. Reported 65 grants totalling $8,269,455 to 52 organizations across tax years 2021-2024, on Form 990 Schedule I.

52organizations funded
$130,000median reported grant
$8,269,455granted, 2021-2024
10%of grantees funded again the next year
5%of dollars to its largest recipient

Does this grantmaker accept applications?

Its tax return does not say, and we will not guess. Private foundations file Form 990-PF, which asks outright whether they fund only organizations they select themselves -- 78% say yes, and that one answer is what lets the rest of this site tell you which foundations are worth approaching. Grantmaking charities like this one file a regular Form 990 instead, and the IRS never puts the question to them. Anyone claiming to know the answer from the filing is inventing it.

Three things in the filing do bear on it:

  1. What kind of organization it is. For Enterprise Community Loan Fund Inc, the IRS classifies it under housing & shelter rather than as a grantmaker (NTEE L20) -- it is an operating charity that also makes grants.
  2. How spread out its giving is. 52 distinct organizations, with 5% of the dollars going to the largest single recipient. That is genuinely spread out -- the mark of a funder making many independent decisions rather than underwriting one institution.
  3. How much its list changes. 10% of one year's grantees are funded again the next, across 3 year-to-year transitions. That is below the 56% median for grantmaking charities, and well below the 67% median for private foundations. It describes the organizations it already funds, not whether it would consider a new one.

How big are its grants?

The median reported grant is $130,000. Half of what it reported fell between $50,000 and $200,000; the smallest was $10,000 and the largest $354,265. If you are asking for materially more than the top of that range, you are asking the wrong organization.

Schedule I only reports grants over $5,000. Form 990 requires a charity to list recipients it paid more than that and lets it omit the rest, so every grant-size figure on this page describes the grants it reported, not all of them. Its real median is lower and its real recipient count is higher. This is also why these numbers cannot be compared with the private-foundation figures elsewhere on this site -- Form 990-PF has no reporting floor, so the two are different populations rather than two samples of one.
$10,000 - $25,000
2 grants
$25,000 - $50,000
7 grants
$50,000 - $100,000
18 grants
$100,000 - $250,000
32 grants
$250,000 Or More
6 grants

3 of those grants were non-cash -- goods, property or services worth $71,914 in total. In-kind giving is real support but it is not a cheque.

Every organization it funded

This is the complete list from its filings, largest first. Recipients are grouped by the EIN the filer reported, not by name, so an organization that was typed differently in two years appears once rather than twice.

OrganizationLocationTotal receivedGrantsYears fundedLast
Cjg LLCBurien, WA$450,000222024
Awa Holdings LLCWashington, DC$354,265112022
Wiltrust GroupWashington, DC$341,000222024
Agorsor EquityWashington, DC$300,000112023
Marlex CpWoodbridge, VA$300,000222024
The Young Mens Christian Association of Greater SeattleSeattle, WA$300,000332024
Be a Helphing Hand FoundationNashville, TN$250,000222023
District Alliance for Safe Housing IncWashington, DC$250,000222024
Housing Initiative Partnership IncHyattsville, MD$250,000112022
Medici RoadWashington, DC$250,000112023
Signature on 35TH LLCTacoma, WA$250,000112023
Southeast Effective DevelopmentSeattle, WA$250,000212022
J2HOUSING CorporationSeattle, WA$238,000112022
A & D Quality Construction CoRenton, WA$225,000222024
12 Stones Developments CorpNashville, TN$200,000212022
Africatown Community Land TrustSeattle, WA$200,000112023
East African Community ServicesSeattle, WA$200,000212022
First a M E Housing AssociationSeattle, WA$200,000112022
Toc EnterprisesHuntington, MD$200,000112024
Community Builders IncBoston, MA$199,927112022
Urban Campus and CoreMount Juliet, TN$199,722112022
Banneker VenturesSilver Spring, MD$199,680112023
Sga Cos LLCBethesda, MD$198,807112022
Greenbirdz LLCSeattle, WA$160,000112023
Alpha Sharp Development Co LLCLas Vegas, NV$150,000112024
Gragg Cardona Partners LLCWashington, DC$150,000112022
Nix Development Company LLCGreenbelt, MD$150,000112023
Paragon Construction GroupHanover, MD$150,000112023
True Ground Housing PartnersArlington, VA$150,000112022
Quality Development LLCSeattle, WA$141,290112024
Embolden Real EstateWashington, DC$135,000112023
Cubed PartnersWashington, DC$130,000112022
HiloaLorton, VA$111,500222024
Kngdm GroupBrentwood, TN$100,000112023
The Institute of Urban LivingWashington, DC$100,000112022
Little Lights Urban MinistriesWashington, DC$80,950222024
Housing Association of Nonprofit DevelopersWashington, DC$75,000112022
Kadida Development GroupWashington, DC$75,000112022
National Alliance of Pan African SeminariansNashville, TN$73,900112022
Campagna Center IncAlexandria, VA$60,000112023
A-Peace LLCWashington, DC$50,000112023
African Community Housing & DevelopmentSeatac, WA$50,000112023
Cunningham Legacy LoftsWashington, DC$50,000112024
East of the River Clergy Police Community Partnership IncWashington, DC$50,000112024
Living Development Concepts IncNashville, TN$50,000112024
New Level Community Development CorporationNashville, TN$50,000112022
Mi CASA My House IncWashington, DC$43,500112023
Douglas Memorial Community Church Village IncBaltimore, MD$31,914112021
Dynamic Solutions for the AgingWashington, DC$30,000112024
Ejms Marlborough LdhaDetroit, MI$30,000112021
Tengen ResidentialWashington, DC$25,000112023
Aquinas ApartmentsBronx, NY$10,000112021

9 of 52 (17%) received money in more than one year over the 4 years we hold. Remember the $5,000 floor: an organization funded every year at $3,000 shows up here as never funded at all.

What the money was for

Taken verbatim from the purpose column of its filings, largest first. This is the closest thing to a statement of what it funds, in its own words.

What kind of organizations it funds

By the activity category the IRS assigns each recipient, for the 23 of 52 recipients we could match to a registered organization. The categories are the IRS's, not ours -- Schedule I reports the recipient's EIN, so this is a lookup rather than a name match.

Housing & Shelter
10 orgs
Human Services
4 orgs
Employment
2 orgs
Community Improvement
2 orgs
Youth Development
2 orgs
Religion
2 orgs
Health Care
1 org

Giving by year

Tax yearGrants reportedTotalMedian grant
20213$71,914$30,000
202224$3,544,621$150,000
202323$3,255,130$150,000
202415$1,397,790$50,000

Tax years, not calendar years, and the most recent year is usually incomplete -- Form 990 arrives about a year after the year it covers, so a low final year means late paperwork rather than a grantmaker winding down.

Where its money goes

32% of its giving went to organizations in Washington. Community foundations and federated funds are usually the most geographically bounded funders there are -- being outside the footprint is normally disqualifying in a way that a weak programme fit is not.

Washington
$2.7M
District of Columbia
$2.5M
Maryland
$1.2M
Tennessee
$924K
Virginia
$622K
Massachusetts
$200K
Nevada
$150K
Michigan
$30K

Down to the city

Washington, DC
$2.5M
Seattle, WA
$1.7M
Nashville, TN
$624K
Burien, WA
$450K
Woodbridge, VA
$300K
Hyattsville, MD
$250K

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Funders that support the same organizations

These grantmakers and private foundations gave to organizations this one also funded. Shared grantees are a sign of overlapping priorities and nothing more: they do not show that any of these funders would consider a new organization. Each page says what its filings show.

Local Initiatives Support Corporation14 shared recipientsEnterprise Community Partners Inc13 shared recipientsFidelity Investments Charitable Gift Fund12 shared recipientsAmerican Online Giving Foundation Inc11 shared recipientsDonor Advised Charitable Giving Inc9 shared recipientsGreater Washington Community Foundation7 shared recipients

How to approach this grantmaker

  1. Look for a published programme first. Unlike most private foundations, organizations of this kind often do run open, deadlined grant cycles with written guidelines. Its own website is the authority on that; this page is the authority on who it has actually paid.
  2. Check you are its size. The median reported grant is $130,000 -- and because grants under $5,000 need not be reported, it very likely writes smaller cheques than this page can see.
  3. Check you are in its geography. Its giving concentrates in Washington.
  4. Read the recipient list for organizations like yours. If nothing on it resembles your work, that is a real answer and a cheap one to get.

Where these numbers come from

Everything above is taken from Enterprise Community Loan Fund Inc's own Form 990 Schedule I filings, which the IRS publishes in bulk. We used 4 returns (tax years 2021-2024). Grant figures are from its returns. Recipient classifications, the concentration and retention figures and the funders that support the same organizations are our own calculations from them, described in how we build this.

On its most recent return it told the IRS it made grants to 5 section 501(c)(3) organizations and 10 other organizations. That is the filer's own count for one year; the totals above cover every year we hold.

Address of record on the latest return: 11000 Broken Land Parkway 700, Columbia, MD, 21044.

EIN 52-0192004 · See the original filings on ProPublica · How we build this

This is history, not an open call. Form 990 is published about a year after the tax year it covers. Nothing on this page is a deadline. It is a record of who this organization has actually funded.

Is something here wrong about your organization? Email [email protected] and we will correct it.